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A woman at the counter watched them with eyes that catalogued faces like a ledger. Her hair had been wind-tangled into a halo of practicality. She slid a coffee across without asking. “If you’re withholding, at least tell me one thing,” she said. “Will it stop?”

The caretaker swallowed. “Market expansion,” she repeated. “They talk like they’re selling umbrellas.” HardX.23.01.28.Savannah.Bond.Wetter.Weather.XXX...

She wanted to say no. Instead she let the word sit on the tip of her tongue like a hot coal. “They’ll test wherever the systems are weakest,” she said. “Where regulators sleep and insurance companies can make headlines.” A woman at the counter watched them with